Review of Florida"s health insurance laws relating to rates and access to coverage

by Florida. Legislature. Senate. Committee on Banking and Insurance.

Publisher: The Committee in [Tallahassee, Fla.]

Written in English
Published: Pages: 38 Downloads: 587
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  • Insurance, Health -- Law and legislation -- Florida,
  • Insurance, Health -- Rates -- Government policy -- Florida

Edition Notes

Statementprepared for the Florida Senate by Committee on Banking and Insurance.
LC ClassificationsKFF187.H4 A2 1999
The Physical Object
Pagination38 p. ;
Number of Pages38
ID Numbers
Open LibraryOL138861M
LC Control Number99523990

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Review of Florida"s health insurance laws relating to rates and access to coverage by Florida. Legislature. Senate. Committee on Banking and Insurance. Download PDF EPUB FB2

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There is no state law requiring employers to offer group healthcare insurance to their employees, but most employers do provide this benefit. However, if any health insurance is offered, Florida's insurance laws require policies to cover certain benefits (mandated benefits) and give employees of small employers the right to continue group coverage or to convert to an individual policy in.

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Health Benefits and Employee Rights: Get Legal Help. Although most employers are not required by law to offer health-related benefits to their employees, when health benefits are provided an employer must comply with a number of federal anti-discrimination laws and health plan regulations.

- Discontinuance of coverage in the individual market by the insurer (90 days notice required) - For coverage in the market through a network plan: if an individual no longer resides or works in the service area; or - Fro health insurance available in the individual market through a bona fine association: if the insured's membership is terminated.

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Has been convicted of, or entered a plea of. Small Group: The market for health insurance coverage offered to Florida small businesses with between 1 and 50 employees. Self-employed individuals or a business without at least one non-family member employee enrolled in the group health plan must purchase coverage through the individual health insurance market.

5 All of the following provisions are required by Florida law for group health insurance policies EXCEPT A. coverage for mental and nervous disorders must be available to the group policyholder B. a newborn child is to be provided coverage from the moment of birth C. coverage must continue until age 25 for a handicapped child that is a family.

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InFlorida legislature made extensive changes in the law. All health insurance plans need to cover the 10 essential benefits. In addition to the 10 essential benefits, health insurance plans must meet certain affordability standards, as well as other rules that vary on a state-by-state basis, in order to be included on a government-run health insurance.

Florida Blue, the state’s largest health insurer, is increasing premiums by an average of percent for its Affordable Care Act exchange plans next year, company officials say.

Florida health insurance companies and policyholders alike must abide by established insurance laws. Compare health plans and get instant quotes: The search for the best coverage at the lowest price starts with comparing as many plans as possible from providers in your area.

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